Over Limit Fee: $29.00 charged at the end of the billing period if the Debt exceeds the Credit Limit during any period covered by an Account Statement.
Dishonoured (NSF) Cheque Charge: $45.00 for each cheque or other instrument used to pay Debt that is dishonoured by the financial institution on which it is drawn.
Inactive Fee: $12.00 following each 12-month period of account inactivity (no credit or debit transactions) will be applied to your Home Trust Visa account.
These fees are for services requested and will be charged on the day the transaction or event occurs:
ATM Charge: $2.50 for Cash Advances up to $250.00 and 1% of Cash Advances for amounts greater than $250.00 up to a maximum fee of $10.00 for Cash Advances from an ATM displaying the Visa or Plus logo located in Canada; $4.50 for Cash Advances up to $300.00 and 1.5% of Cash Advances for amounts greater than $300.00 up to a maximum fee of $15.00 for Cash Advances if the ATM is located in United States; $5.50 for Cash Advances up to $366.67 and 1.5% of Cash Advances for amounts greater than $366.67 up to a maximum fee of $15.00 for Cash Advances if the ATM is located out side of Canada and the United States. These fees are in addition to any other charges that may be levied by the owner/operator of the ATM.
Statement Copy/Update Fee: $5.00 for a copy of an Account Statement for any other period other than the current statement period.
Sales/Cash Advance Draft Copy Fee: $5.00 for each copy of a Purchase or Cash Advance draft. No charge will be applied for any copy of a draft to which an Account posting error is determined
Rush Plastic Fee: $39.00 for the delivery of a new or replacement Card by courier at the request of the Applicant(s).