Over Limit Fee: $29.00 charged at the end of the billing period if the Debt exceeds the Credit Limit during any period covered by an Account Statement.
Dishonoured (NSF) Cheque Charge: $45.00 for each cheque or other instrument used to pay Debt that is dishonoured by the financial institution on which it is drawn.
Inactive Fee: $12.00 following each 12-month period of account inactivity (no credit or debit transactions) will be applied to your Home Trust Visa account.
These fees are for services requested and will be charged on the day the transaction or event occurs:
ATM Charge: 1% of amount withdrawn (Minimum fee of $2.50 and Maximum fee of $10.00) for a Cash Advance from an ATM displaying the Visa or Plus logo located in Canada; 1.50% (Minimum fee of $4.50 and Maximum fee of $15.00) if the ATM is located in United States; 1.50% (Minimum fee of $5.50 and Maximum fee of $15.00) if the ATM is located outside Canada and the United States. This is in addition to any other charges that may be levied by the owner/operator of the ATM.
Convenience Cheque Fee: $10.00 for each convenience cheque processed.
Convenience Cheque Copy Fee: $5.00 for a copy of a processed convenience cheque.
Statement Copy Fee: $5.00 for a copy of an Account Statement for any other period other than the current statement period.
Rush Plastic Fee: $39.00 for the delivery of a new or replacement Card by courier at the request of the Applicant(s).